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Financing with loans from Almi
Almi offers loans to Swedish companies that want to grow, develop or transform their business in a sustainable way – regardless of industry or where you are in your business journey. Our loans are suitable for growing and established companies, as well as for those in the start-up phase.
What does a loan from Almi mean?
Our loans are designed for companies that want to make forward-looking investments in their business – whether that means growing, developing or transforming.
Each loan is based on an individual assessment of your company’s needs, conditions and repayment capacity.
As part of the loan process, you also get a review of your company’s financial situation and a dialogue about sustainability and priorities, helping ensure that the financing supports long-term development.
Our business loans
Loans and financingOur loans are suitable for companies planning forward-looking investments. There are different loan options depending on where you are today and what you want to achieve. Learn more about the different types of business loans we offer.
Frequently asked questions about loans from Almi
Here you will find answers to some common questions about loans. If you want to explore further, all questions and answers are collected on a separate page.
Who can apply for a loan from Almi?
You can be both a new or an established business owner. You can apply for a loan from Almi if you run, or plan to start, a company that is registered in Sweden, has up to 250 employees and an annual turnover of no more than EUR 50 million, or a balance sheet total of up to EUR 43 million.
To use Almi’s services, you need to have a residence permit, be an EU or EEA citizen with right of residence, or be a Nordic citizen.
Almi’s loans are aimed at companies with a business idea that has the potential to develop, grow or transition. You don’t need to have an existing relationship with a bank before applying – Almi often complements bank financing and can take a higher risk than banks normally do.
Private individuals cannot apply for loans from Almi.
Does the company have to be started before I apply to Almi?
No, you can submit your application even if the company is not yet registered. However, the company must be registered before any approved loan can be paid out.
How long is the processing time?
The processing time is normally around 3–4 weeks, provided that the application is complete. If documentation is missing, it may take longer. All applications are handled by your regional Almi office, which will contact you if anything needs to be supplemented.
Do you already have a loan with Almi?
Here you will find frequently asked questions and answers for existing loan customers.